Business Insurance Solutions

Motor Trade Insurance

Specialized motor trade insurance to protect your business, vehicles, and operations with comprehensive coverage and peace of mind.

Contact us

What is Motor Trade Insurance?

Motor trade insurance is a specialised policy designed for businesses in the automotive industry, offering coverage for a wide range of sectors such as car dealerships, repair shops, auto body shops, auto parts suppliers, car rental agencies, car auctions, as well as vehicle importers and exporters.

This type of insurance is tailored to address the unique risks and challenges businesses in the motor trade face, providing comprehensive protection for both your operations and assets. While motor trade policies can vary between providers, they generally offer broad coverage to safeguard against the most common risks in the industry.

Your policy can also be personalised to match the specific needs and risks of your business, ensuring you’re covered for everything that matters to you.

What Does Motor Trade Insurance Cover?

Motor trade insurance can include a wide range of coverage options, such as:

Public and Product Liability
Protect your business from third-party accidents and legal claims, covering the cost of legal fees and potential compensation. This cover is essential for safeguarding your business, employees, and clients, ensuring you’re covered in the event of an accident or injury on your premises.

Professional Indemnity Insurance
If your motor trade business provides advice or professional services, professional indemnity insurance can protect you against claims of negligence, errors, or omissions. It also covers legal fees and financial losses incurred by clients due to your actions or advice.

Machinery Breakdown and Electronics Cover
Cover your essential equipment from unexpected breakdowns, including electronics such as computers, point-of-sale systems, and other machinery. This coverage helps prevent operational disruptions due to equipment failure and can extend to physical damage to your business property, stock, and fittings.

Customer Motor Vehicle Cover
This policy covers the vehicles of your customers while on your premises, including damage, theft, or accidents during test drives. This coverage protects both you and your clients, ensuring peace of mind for everyone involved.

Money Cover
This provides protection for your business’s cash, whether it’s on-site or in transit. If money is lost or stolen while on your premises or during a bank deposit, this cover can help recover the loss.

Property Insurance
This coverage isn’t limited to just your physical premises. It includes protection for your buildings, stock, contents, and any assets essential to your business operations. Additionally, it can cover fines for accidental breaches of the law.

Tailored Coverage for Automotive Professionals

VIG offers customised motor trade insurance for a wide variety of professionals in the automotive sector, including:

  • Auto Electricians
  • Tyre Dealers
  • Mechanics
  • Car Dealerships
  • Panel Beaters

Our team of expert brokers will work with you to ensure that your motor trade insurance package is perfectly suited to your business’s needs, providing the right coverage to help your business run smoothly and confidently.

For more information or to get a tailored quote, contact VIG today.

Get a Quote

Why Choose Vantage Insurance?

Get a Quote

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Elementum sagittis vitae et leo duis ut. Ut tortor pretium viverra suspendisse potenti.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Elementum sagittis vitae et leo duis ut. Ut tortor pretium viverra suspendisse potenti.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Elementum sagittis vitae et leo duis ut. Ut tortor pretium viverra suspendisse potenti.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Elementum sagittis vitae et leo duis ut. Ut tortor pretium viverra suspendisse potenti.

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Elementum sagittis vitae et leo duis ut. Ut tortor pretium viverra suspendisse potenti.

Our Insurance Solutions